Category Archives: Technology

GreenSky Credit Introduces Alternative Approaches to Credit Financing

One of the main aspects that have led to the great success of GreenSky Credit is the ease of embracing new technology. The organization is one of the few companies in the finance industry that have embraced technology in their operations to enhance efficiency. What distinguishes GreenSky Credit from the other organizations is the purpose for which it has adopted the technological advances. Most of the organizations introduce technology in their operations to ensure that their staff members are not loaded with work. In others, the management teams have the intention to cut cost, and hence they opt technological advancement so that they can reduce the number of employees that they need to hire to do a certain level of work.

Main approach:

However, GreenSky Credit has a customer-oriented approach to technology improvements. The main objective of the organization, under the management of David Zalik who is the CEO of the company, is to enhance the convenience at which the customers receive their services. For instance, being a lending firm, GreenSky Credit has developed a platform that is geared towards ensuring that the customers receive their credit services efficiently and smoothly. This platform has been designed in such a manner that the clients who need credit assistance are not required to travel to the company’s premises to borrow funds. Sitting in their homes and logging into the company’s website is enough to initiate and complete the application of the loan, and in the next minute expect the funds to trickle into their bank accounts.

Alternative approaches:

The approach which GreenSky Credit is using to lend the borrowers is also different from the ordinary lending firms. Being a large and stable organization, GreenSky lends the small lending companies which in turn lends their customers at a rate that will guarantee a significant percentage commission to the company. In this way, GreenSky can reduce its exposure to credit risk by transferring it to the small creditors and the lenders. Another approach used by GreenSky Credit is by the use of merchants and contractors as middlemen. This way, customers of these middlemen can access their services on credit while GreenSky acts as their guarantor. This comes with a commission to the company.

Sources:

Wikipedia
https://resources.greenskycredit.com/home-improvement-case-studies/case-study-treeium

NGP VAN: The role of technology in political campaigns

The role of technology in carrying out the campaigns of the current century is not something that can be ignored. With technological innovations happening now and then, the number of people who are using technology has increased. With the growth in technology, we have also seen an increase in the number of people using the internet. Many people today have smartphones which they use to go online. Many users of social media platforms are known to use the phones more than other personal devices. With the growth in technology, it also becomes important for people who would like to use technology as a means of reaching out to the people to so.

Political organization has seen the growth in technology as an opportunity for them to change the approach applied in campaigns. Through various digital platforms, it is possible to get the campaign message to the grassroots. The Democrats have been using this technology for a number of years now. During the 2008 campaigns for President Obama, they hired the services of NGP VAN to help the party locate the areas where they had the biggest following. By using the big data information, NGP VAN was able to help them track supporters of the party who they targeted in their campaigns. Once a party has identified the supporters, the next thing is to convince them to vote.

 

 

During the elections of 2008, there was another thing that helped President Obama to win. The use of digital platforms was highly applied in the campaigns. Social media sites had just been introduced and were gaining dominance at the time. These were platforms which mostly consisted of the young people. NGP VAN helped the Democrats to reach to these people who formed a huge block of his supporters back them. Another thing done by NGP VAN was establishing a web platform for supporters of President Obama. The platform is estimated to have brought in over 14.5 million voters on the Election Day.

One thing with technology is that you cannot keep using one thing over and over again. Things keep on changing as so does the technologies applied. You cannot keep on using the same strategy hoping that you will get the same results. NGP VAN is always on top of its duties, looking for innovations which will drive the campaigns of political parties in the right manner. NGP VAN offices are located in Washington DC.

Jason Hope’s Predictions on the IoT

It has happened before, new technologies come out and users are unsure of what they should do with them or if they are even worth learning. It seems like everything is a fad nowadays, making it hard to figure out where the best place to invest money is going to be. Futurist Jason Hope knows that the Internet-of-Things is going to increase massively in usage in the coming years. His new e-book “Understanding the Internet-of-Things Revolution: A Quick Guide for Thriving in the IoT Era” is a roadmap that will help readers navigate their way through using IoT enabled devices so that they can further streamline some aspects of their lives. This will not only give them the freedom to do other things, but they will possess confidence while using the technology.

Jason Hope started his career like any other MBA graduate. After leaving Arizona State University, he knew that he wanted to go out and make his own mark on the world. He had a passion for mobile communications, so he decided that he would start a company of his own. The company became successful and began to grow and with it so did Hope’s knowledge. He spectated other companies and pulled them in to create a very impressive portfolio. He has also proved his mettle as a skilled futurist. He has shown a knack for anticipating changes in the consumer market and new technologies.

His new e-book is masterpiece for individuals who have questions about the IoT. Even current IoT device users will learn something while reading this e-book. In it, Hope explains that the IoT is a string of internet-connected devices that can communicate with each other and exchange data. These devices can be cell phones, appliances, even components for airplanes. If the object can be connected to the internet and transmit data to other objects, then that object is connected to the web of the IoT.

The e-book goes on to explain why the IoT is so important. As technology advances, there are going to be more businesses and individuals that are interested in it. By 2020, there are estimates that state IoT devices could soar to upwards of 30 million objects. Hope believes that this will happen, and he wants his readers to understand the personal and business implications of streamlining these devices. His e-book does this and more, by offering insight about usage, security, and pertinent background information. Anyone interested in technology should pick up Hope’s e-book today on Amazon.com.

Jason Hope info: inspirery.com/jason-hope/

Jason Hope Sees Future for Internet of Things

One of the biggest changes in the world over the past few years has been the continued incorporation of smart devices into our daily lives. Today, many of our daily products are connected through some form of a network. For many people, this includes phones, home automation systems, home appliances, and security systems. According to a new theory called the Internet of Things, this trend will likely continue to develop even more in the future as more and more daily uses are added to a shared network.

One person that Jason believes that Internet of Things will continue to have a major impact on the world and economy is Jason Hope. Jason Hope is an owner and investor in a range of different smart products that are helping to make the world more connected than ever before. He recently gave some insight into more specific ways that the Internet of Things will have an impact on our daily lives.

One area that Jason Hope believes will be impacted by the Internet of Things is the role of government. Today, all levels of government are considered slow and inefficient. In some cases, they are also also considered to be corrupt and wasteful. Fortunately, technology will be able to address many of these concerns. It is believed that a lot of the decision making made by governments could be replaced by machines that are programmed by complex algorithms. This will help to reduce the need for the amount of government employees, which will lower taxes and lead to a reduction in corruption.

The Internet of Things will also have a huge impact on the government’s ability to provide certain public services. Public transportation and local transportation will be impacted considerably by the Internet of Things. In the future, it is believed that most light signal systems will be controlled by a large algorithm. This system will be able to use real-time traffic data to determine the proper sequence of traffic lights. This can help to lead lower amounts of time in traffic and could also result in first responders reaching their destination faster.

Jason Hope Info: https://www.crunchbase.com/person/jason-hope#/entity