Anil Chaturvedi has had a successful career of extremely profound leadership and guidance for over 40 years in the banking industry that has positioned him as one of the more respected and productive bankers in the world. Anil Chaturvedi has continued to have successful transitions in banking to various leadership roles in the areas of investment banking both private and corporate over various geographical locations including Europe, India, Asia, and the United States. Anil Chaturvedi was educated at Delhi University where he received his Bachelors of Arts and Economics Degrees with honors. After finishing his undergraduate, he received his Masters of Business Administration in Financial Management from FMS Delhi University. He began his corporate career as Manager of Development and Planning for State Bank of India where he served admirably by developing and implementing marketing strategies for non-resident Indians in the United States. As a result of his accomplishments at the State Bank of India, he was awarded the Man of the Year Award for excellent service and guidance in the field of banking. After a successful tenure at the State Bank of India, Anil Chaturvedi accepted a position as Vice President and Senior Representative for US Operations for the ANZ Grindlays Bank in New York City, New York where he served the company for over 2 years and provided product development, compliance leadership, and skills training for the bank to solidify their marketing and regulatory structure. In 1993, Anil Chaturvedi accepted a position as Managing Director of the international Merrill Lynch Bank where he provided guidance and insight for some of the wealthiest individuals in the world with a specialty in global Indian investors located in the United States, Europe, India, and Asia. He was awarded reputable award as a Member of The Circle of Champions during his career at Merrill Lynch. Currently, Anil Chaturvedi serves as Managing Director of the Hinduja Bank, and he provides corporate advisory for India, Europe, the US and Asian strategic cross-border alliances, mergers and acquisitions, and selling and restructuring of distressed assets. Anil Chaturvedi has provided 40 years of continuous progressive banking success for various individual and institutional clients and has developed a respected profitable career portfolio that continues to provide the intellectual experience to propel strategic profitable returns on investments for his clients.
Aside from Google Wallet, Android Pay and Apple Pay, PSI-Pay is leading the way as the hottest new way to make contactless purchases. Contactless payments have been on the market for over 10 years and counting. Allowing consumers a much easier and convenient way to make digital virtual purchases. It is sure to dominate the market. Established in 2007, PSI-Pay is leading the way with networks in over 44 currencies across 173 countries. PSI- Pay is FCA licensed under the European Union money regulations. This will allow companies and consumers to cover transactions all over the UK and abroad. Recently PSI-Pay linked with leading innovator company Kerv. UK millennials along with the over 60 crowds are mostly attracted to the contactless payments. Using them in coffee shops, sandwich chains and even public transportation. Even the churches in UK have adapted to the new trend. Setting up collection terminals. The process is said to be a more streamlined way to make purchases and transactions. The UK is in line to be a cashless society like Sweden already is.
Together PSI-Pay and Kerv will push the contactless payment rings on the market for sale. The rings will be available in 12 different sizes a variety of colors, and will be available for both male and female. The payment rings will be able to withstand water and scratches. As exciting as contactless payments may sound, some consumers and or business may be worried of payments or transactions not fully secured at checkout, and cannot fully protect consumers or businesses. While in some cases this is true, Kerv and PSI Pay have taken the needed steps to secure transactions with the contactless ring. You are able to turn the ring on and off after and before each transaction. There is also a banking app available that you can download on your smart phone to check recent transactions. You are also limited to certain purchases and transactions. Depending on your bank and country. Kerv new contactless rings will allow you to be able to make larger transactions and or purchases. EcoPayz also an affiliate of PSI-Pay is a online payment service. This service is secure, and will allow users to send receive or spend money internationally.
In 2009, PSI-Pay enrolled as a Principle Member of MasterCard. This enabled the company to set up contactless PayPass programs, debit and prepaid cards to organizations and individuals around the world. They also provided virtual cards. The company was able to offer the Master card services throughout the EU. PSI-Pay wants to get the word out regarding alternative banking by any means necessary. By associated payment card programs, and distribution to name a few, all while providing quality service.
Luiz Carlos Trabuco is one of the most easily recognized people in the Brazilian banking industry, having led Banco Bradesco through the past eight-plus years without missing a proverbial beat. Mr. Trabuco is famous in the financial world for leading the push to purchase HSBC Brazil’s banking operations, the deal finally completed in the first few months of 2016 for an astounding $5.2 billion. Luiz Carlos Trabuco shared with media that he considered the takeover for several months, his first ideas spawning around November of 2014. The perfect storm of Bradesco having plenty of excess capital to pay the $5.2 billion, executives to appropriately respond to renovations and upgrades, and being the second-largest bank – behind only Itaú Unibanco – in the nation of Brazil.
Mr. Trabuco was born on October 6, 1951, in the formerly small city of Marília, having quickly grown in size thanks to the bustling commercial activity occurring there from what the very first branch of Bradesco did for the area. After attending college more than five-plus hours’ worth of highway traveling from Marília, having planned to not move back to his place of birth, did so to obtain a job at Bradesco – but not so fast, Mr. Trabuco went to college first.
The first postsecondary institution Luiz Carlos Trabuco attended was the FFLCH at USP, or the Faculty of Philosophy, Letters, and Human Sciences of the University of São Paulo. He earned a degree in philosophy there, then worked towards a graduate degree at another university in the same city. His second college degree, the equivalent of a master’s in today’s educational realm, featured a major in Socio-Psychology. This certificate was obtained from the Foundation School of Sociology and Politics of São Paulo.
Trabuco’s attendance of the University of São Paulo likely helped him land initial jobs with Bradesco in measures of leaps and bounds, not inches or centimeters. The USP, short for the University of São Paulo, is consistently ranked as one of the top universities in the nation of Brazil, providing students like Luiz Carlos Trabuco skills to effectively interact with others in the workplace, at meetings, and other things related to one’s field of work.
Now that Mr. Trabuco had earned a high school diploma, undergraduate degree, master’s certificate, and ample time to age into a mature, fully grown young man, he was ready to search for a “big boy” job. After he put out applications towards a number of job openings, he found that Bradesco was hiring – better yet, Banco Bradesco was interested in him.
In 1969, Luiz Carlos Trabuco started his career in financial services off as a bank teller and clerk, providing money for withdraws from checking accounts, transferring money from one account to another, setting up automated bill payments, and, most importantly, interacting with customers and making them feel special.
With a degree in Socio-Psychology, Mr. Trabuco was great at talking with others, and got tons of practice talking to disgruntled, upset, and unfriendly customers. This experience was instrumental in preparation for difficult conversations with high-dollar executives and other people in management, allowing him to work his way – albeit slowly – towards the top of Bradesco’s totem pole.
He was named the Director of Marketing in 1984 of Banco Bradesco’s entire organization, sending out friendly, attractive messages to people watching television or reading the newspaper. Then came promotions to the Executive Director and President of one of Bradesco’s most important subsidiaries, its pension division – it’s worth noting he’d later win an award from a news agency in his short stint at the position.
AffHave you ever heard of a financial institution by the name of NexBank? Well, if you’re not from around the Dallas, Texas Area then you probably might not be “in the know,” but NexBank is the perfect example of organic growth in a demanding environment. Formely known as Heritage Bank, NexBank has evolved into a full blown powerhouse that specializes in mortgage, investment, and commercial services. Not only does it offer top notch services for individuals, it offers top notch services for larger corporation, middle market companies, real estate investors, institutional clients, as well as valuable services for other banking centers.
Though being a regional style bank, NexBank offer many of the same service as it’s much larger counterparts. These counterparts are known as national banking institutions, which includes Capital One, Wells Fargo, JP Morgan Chase, Citi Bank, SunTrust Bank, and many more. There aren’t too many regional banks that can compete at this level, but NexBank defies all odds. Did you know that this premier institution has an estimated $4.6 Billion in assets? That’s right! Since 2015, this is a 71% growth rate, which outperforms most of the competitions. Check out the facts below:
- Total deposits have exceeds $3 Billion
- $2.83 Billion in loan support
- 2016 net income exceeds $83 Million
Each and every financial category skyrocketed upward from the previous year. NexBank’s ability to grow and evolve comes from strategic planning and John Holt has all bases covered. Holt is the CEO and President here and his winning way of thinking has boosted the banks performance. Holt has provided services as a guest panelist at the “Texas Bankers Association” Conference in New Orleans and he has been a part of Dallas’ Affordable Home Loan Program of 2016 where NexBank offered up to $50 Million in loan support. This article only scratches the surface of what this dynamic duo has accomplished, but stay tuned because there is a lot more in store.